The Continuous Insurance Enforcement (CIE) regulations are due to be laid before Parliament in October 2010, introducing an offence to be the registered keeper of a vehicle which may not be covered by insurance following a check against the Motor Insurance Database (MID), even if the vehicle is not driven on the road.

Following comparison of the MID and DVLA records, registered keepers suspected to be without insurance will receive a letter and given the following options:

• contact their insurance provider to ensure registration on the MID is accurate
• update their DVLA record
• declare vehicle SORN (statutory off road notice)
• buy insurance.

Enforcement will only follow if the keeper fails to comply with one of the above and will result in:

• an initial fixed penalty fine of £100
• their vehicle being clamped, seized and disposed of
• possible court prosecution which carries a maximum fine of £1000.

Key points for you to consider

• The DVLA has prepared this leaflet to promote the new law and additional information can be found at www.direct.gov.uk/stayinsured
• Please ensure that you provide timely and accurate vehicle data in order that you will be on the MID
• Registered keepers can check if their vehicle appears on the MID using http://www.askmid.com/.

If you would like to contact us about this or any other insurance related matter please call us on 0844 573 9490 or e-mail This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Ryan Insurance Group Ltd is authorised and regulated by the Financial Services Authority